In the Black

In the black. Today, for the first time in our lives (that’s my wife and I), our net worth is a positive number! What does that mean? It means that if you took everything of value that we own (a car, a retirement fund, the cash in the bank) and sold it, we could pay off our debt and have a bit left over.

25 months ago, we had credit card debt, a car loan, a furniture loan, and student loans. Just. Like. Everyone. Else.

All of that is now gone, except for one final student loan! $76,000 paid in 25 months!

Today is a celebration. The message I am sending you is this: 25 months ago we had over $1400 a month in MINIMUM payments. Our income barely covered living expenses and these bills. There was no room for fun, whatsoever. We realized that this is no way to live.

So we got to work! We earned extra income. We sold things. We ate a lot of peanut butter. And while we haven’t yet reached our goal of being completely debt free, we have the end in sight!

Best of all, we didn’t do anything magical to get here. You can come too. If you’d like some help and support along the way, you should join the Intentional Academy. It’s a community for people who want to take control of their time, money, and careers. It’s free. Sign up using the form at the top of this page!

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